Remember to shop around for motor vehicle insurance when your policy comes up for renewal. Insurance companies periodically change their rates depending upon the requested coverage , your residence, your vehicle model, your driving record and other factors. Get rate quotes from several insurance companies. Remember that “full coverage” is not necessarily Full Tort. When you renew your insurance policy, be sure to include Full Tort as well as Uninsured Motorist (UM) coverage. It is also a good idea to contact Liss & Marion for a free review of your insurance coverage to be sure that you and your family are protected.